At the request of Netspar partners, an inventory was made of the impact data science and big data might have in the pensions domain. Using that as a starting point, a Netspar project group then outlined a number of future scenarios and two possible courses for pension providers to take. The group’s initial findings were presented at the conference on Big Data and Retirement…

On October 4, the Dutch National Institute for Budget Information presented an advise to make make it compulsory for self-employed people to save for supplementary (second pillar) retirement. In particular, (former) self-employed workers now face financial shortage at the end of their career. The Nibud report is based, among others, on Netspar’s research. Therefore, here is an overview of the research in question and…

With a future state pension age of 70, the proportion of people unfit for work among future 65- to 69-year olds is likely to be somewhat higher than among the current 60-64 year olds. However, this increase is expected to remain limited. On the basis of national and international literature, the development of the healthy life expectancy seems to follow the development of the…

A more flexible interpretation of pension benefits offers advantages. People who are limited in their financial choices benefit most from schemes that help to better attune pension income to to their personal life situation. Opposite these advantages are disadvantages that somewhat limit the gains of more flexibility. More flexibility can lead people to bad financial choices more quickly. This is shown by a Netspar…

In pension and retirement plans, the investment and other risks are borne by participants. It is therefore in their best interests to have the investment policies designed to accommodate hard-to-predict yields, along with risks and uncertainties related to such variables as share prices and interest rates. Over the next few years, Netspar will be investing in research into the best investment policy in an…

NWO funds sixteen PhD students through the Industrial Doctorates programme. Jorgo Goossens is one of them, a PhD student at Netspar and the Tilburg School of Economics and Management (TiSEM). Bas Werker (TiU), Marike Knoef (LU) and Eduard Ponds (TiU/APG) will supervise the research titled ‘Behavioral biases and individual heterogenity in pensions: Household Asset Liability Management’. The project studies how, when given more freedom…

Netspar awards three prizes of each € 3,000 for outstanding theses related to the financing of old age and aging, in the following categories: Master/Research Master Thesis PhD thesis (dissertation) Final assignment Netspar TIAS Academy Nominations for the thesis awards can be submitted by students themselves and/or graduation supervisors, including from the sector. The deadline for delivery is 16 October 2018 at 12.00. The Editorial Board selects…

We are pleased to present our annual report outlining everything Netspar accomplished and focused on last year. Examples include information on pensions for the elections and cabinet formation, the survivors pension, the cost of eliminating uniform contributions, and greater flexibility in social security. The annual financial report will be published as soon as the annual figures are released by Tilburg University for publication. Highlights…

Lessons from other countries can be valuable for the Dutch pension debate. The purpose of Netspar’s Comparative Research Grants is to compare regulations and product options in different countries and relate these to the academic literature. We received seven applications, which were evaluated by the program coordinators. The Netspar Board of Directors has now adopted the recommendations of the program coordinators and awarded the…

De Partner Research Council heeft de kortlopende, beleidsgerichte projecten voor 2018 geprioriteerd. In deze zogeheten Topicality projecten werken sector en wetenschap nauw samen op actuele (pensioen)onderwerpen. De Netspar-directie heeft het advies van de PRC overgenomen. Inmiddels zijn de trekkers bekend van de volgende projecten: Waarderingskader voor rechten in een uitkeringsovereenkomst, Theo Nijman, Bas Werker en Lans Bovenberg (TiU) Vormgeving en realisatie opting-outsystematiek, Jona Linde…